For the average American, a mortgage is the only feasible road map to owning a home. Instead of paying off someone else’s mortgage through rent, you could be paying your own while living in the house of your dreams. However, mortgages can take forever to repay. Moreover, since you will also be paying interest, the
Read MoreWhen you’re sitting on a pile of debt, particularly of the credit card variety, it can be tempting — and smart — to take every spare dollar you’re able to eke out and apply it to your outstanding balance. The sooner you get rid of your debt, the less it’ll cost you in obnoxious interest
Read MoreWhen you’re depending on your savings to do the heavy lifting in retirement, you need to wring out as much income as you can from every dollar of savings. However, if most of your savings are in tax-deferred accounts, you’ll end up sharing your windfall with Uncle Sam in the form of taxes on your
Read MoreIt’s easy to blame low income for bad financial habits — as many millennials do — but the truth is that it’s possible to build wealth no matter where you start. Most people want it to happen overnight, but that’s exceedingly rare. It takes consistency, patience, and good habits to build a solid financial foundation.
Read MoreThe job search is hard—really hard. It’s hard because it’s unpredictable, it’s unpaid, and you have absolutely no idea when it’ll end. On top of that, there’s the potential of unending rejection. It’s easy to see why people stay in the wrong jobs—they want to avoid the often terrifying process of finding another one. With ...
Read MoreNot only can financial problems in a marriage be a significant factor in a couple’s decision to get a divorce, the financial fallout from divorce can leave spouses struggling to pick up the pieces. Whether you’re currently working through a divorce or just want to be prepared, here are six tips to consider that can
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